I don’t just want a house, or apartment, or studio.
I want a HOME.
I want a place to make my own.
And in “normal” terms that means
build it up, and give it value.
Increase the appraised rate
by one hundred percent in one year!
We are handy, and motivated, and have access to used fixtures and furnishings.
But we don’t have money.
We are reliable, and pay our bills, and take pride in ourselves.
But we don’t have cash.
We work hard, and full-time, and have rented for years.
But cannot get a mortgage.
The underwriter has written us off.
And we are back to square one.
Perhaps instead, I will take my savings,
and start a retirement fund.